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This is a standard list of documents that
your loan officer might request while processing your mortgage application.
Some programs might not require all of these documents.
If you are buying or refinancing a home:
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One month of paystubs
and two most recent W-2 Forms OR if you are self-employed
two years tax returns and a YTD profit and loss statement. |
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If
you own rental property, please provide rental agreements and
two years tax returns. |
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Most recent bank statements
for each bank, stock and mutual fund account. |
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Most
recent copies of any stock brokerage or IRA/401K accounts. |
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Copy of homeowners insurance
(if refinance). |
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Most
recent mortgage statement on your first and, if applicable,
your second mortgage. |
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Copy of divorce
decree if applicable. |
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If
you are NOT a US citizen, provide us with a copy of your green
card (front & back), or if you are NOT a permanent resident
provide us with your H-1 or L-1 visa. |
If you are applying for a home equity loan
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One month of paystubs and two most recent
W-2 Forms OR if you are self-employed two years tax returns
and a YTD profit and loss statement. |
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If you own rental property,
please provide rental agreements and two years tax returns. |
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Please provide a copy of the
note on your first mortgage. |
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Provide
a copy of divorce decree if applicable. |
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If
you are NOT a US citizen, provide us with a copy of your green
card (front & back), or if you are NOT a permanent resident
provide us with your H-1 or L-1 visa. |
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Equal
Housing Opportunity